The middle class' options for homes are restricted to about 23 percent of what LA's selling, according to the latest study out by Trulia. Los Angeles was the second least-affordable market surveyed, behind on San Francisco. (LA's up from third in Trulia's 2013 report.) Trulia calculated the range of affordability for the typical middle-class family by using the median household income for LA ($53,284, according to data from the American Communities Survey). When they factored in using 31 percent of that income toward a monthly house payment, they found that a median household could spend $276,000 or less on a house. No shocker, then, that so small a section of the market is open to them, with housing prices continuing their skyward trend and the available supply of lower-priced homes on the market dwindling. Keep on renting, middle class, or move to San Bernardino, where you can afford about 40 percent of what's out there by Trulia's numbers.